DSCR up to 8 units in Independence, CA

DSCR loan in Independence, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Independence, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Independence, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Independence, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Independence, CA real estate investors have you covered.

Investment Opportunities in Independence, CA

Benefits of DSCR Loan in Independence, California

Debt Service Coverage Ratio (DSCR) loans in Independence, California offer several advantages to borrowers. These loans allow investors to secure financing for income-producing properties without relying solely on personal income. DSCR loans are based on the property's cash flow, making them an attractive option for real estate investors looking to expand their portfolios.

Independence, California is a small town nestled in the Owens Valley, with a population of approximately 669 residents. The town has a rich history and a strong sense of community. The demographics of Independence consist mainly of families and retirees looking for a peaceful and close-knit environment to call home.

The housing market in Independence, California is characterized by a mix of historic homes and modern developments. The market offers a range of options, from single-family residences to multi-unit properties. With the demand for housing in the area steadily increasing, investing in real estate in Independence can be a lucrative opportunity for those looking to capitalize on the town's charm and growing popularity.

Main attractions in Independence, California include the Eastern California Museum, which showcases the region's history and culture, and Manzanar National Historic Site, a former internment camp during World War II. Outdoor enthusiasts can enjoy exploring the nearby Sierra Nevada mountains and participating in activities such as hiking, fishing, and camping.

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