DSCR up to 8 units in Jamestown, CA

DSCR loan in Jamestown, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Jamestown, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Jamestown, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Jamestown, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Jamestown, CA real estate investors have you covered.

Investment Opportunities in Jamestown, CA

Benefits of a DSCR Loan in Jamestown, California

A Debt Service Coverage Ratio (DSCR) loan in Jamestown, California offers several advantages to borrowers. Firstly, it allows for a more accurate assessment of a borrower's ability to repay the loan by considering the property's income generated through rent. This is especially beneficial for real estate investors.

Demographically, Jamestown is a charming historic town located in Tuolumne County with a population of around 3,400 residents. The town boasts a rich history dating back to the Gold Rush era, making it a popular destination for history enthusiasts and tourists looking to explore the past.

Regarding the housing market, Jamestown offers a diverse range of housing options, including historic homes, modern properties, and picturesque ranches. The market is currently experiencing steady growth, with affordable housing opportunities for buyers and investors alike.

Some of the main attractions in Jamestown include Railtown 1897 State Historic Park, where visitors can ride a historic steam train, and the Jamestown Historic Site, featuring preserved Gold Rush-era buildings. Additionally, Main Street boasts quaint shops, restaurants, and unique boutiques for a delightful shopping experience.

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