DSCR up to 8 units in Jamul, CA

DSCR loan in Jamul, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Jamul, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Jamul, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Jamul, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Jamul, CA real estate investors have you covered.

Investment Opportunities in Jamul, CA

Benefits of DSCR Loan in Jamul, California

DSCR (Debt-Service Coverage Ratio) loans offer numerous benefits for borrowers in Jamul, California. These loans are ideal for investors looking to finance income-producing properties. With a DSCR loan, lenders primarily focus on the property's income potential rather than the borrower's credit score, making it easier for individuals with fluctuating incomes to qualify.

Demographics: Jamul, California, boasts a diverse population with a mix of families, professionals, and retirees. The community has a strong sense of unity and is known for its welcoming atmosphere. The median household income is above the national average, reflecting a stable economic environment.

Housing Market: The housing market in Jamul offers a mix of single-family homes, ranch-style properties, and custom-built estates. The market is competitive yet stable, with steady appreciation rates. With a DSCR loan, investors can capitalize on the high demand for rental properties in the area, generating consistent rental income.

Main Attractions: Jamul is surrounded by picturesque landscapes, including rolling hills and scenic trails, making it a haven for outdoor enthusiasts. The community is home to diverse dining options, boutique shops, and local farmers' markets, providing residents with a vibrant and engaging lifestyle. Additionally, Jamul's proximity to San Diego offers easy access to world-class amenities and entertainment.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now