DSCR up to 8 units in Jefferson, TX

DSCR loan in Jefferson, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Jefferson, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Jefferson, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Jefferson, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Jefferson, TX real estate investors have you covered.

Investment Opportunities in Jefferson, TX

Benefits of DSCR Loan in Jefferson, Texas

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to borrowers in Jefferson, Texas. These loans provide financial stability by ensuring that the rental income from the property is sufficient to cover the mortgage payments and other expenses, reducing the risk of default.

Demographics: Jefferson, Texas, is a charming small town with a population of around 2,000 residents. The community is known for its rich history, friendly locals, and strong sense of community. The town has a diverse population, including families, young professionals, and retirees.

Housing Market: The housing market in Jefferson, Texas, is thriving, with a variety of historic homes, waterfront properties, and modern developments available. The real estate market offers opportunities for both investors and homeowners, with affordable prices and a strong rental market.

Main Attractions: Jefferson is home to several main attractions, including the Historic Jefferson Railway, Jefferson Carnegie Library, and the popular Jefferson General Store. Visitors can also enjoy outdoor activities such as boating on Caddo Lake or exploring the area's beautiful parks and nature trails.

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