DSCR up to 8 units in Jemison, AL

DSCR loan in Jemison, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Jemison, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Jemison, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Jemison, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Jemison, AL real estate investors have you covered.

Investment Opportunities in Jemison, AL

Benefits of DSCR Loan in Jemison, Alabama

Benefits of a DSCR Loan: A Debt Service Coverage Ratio (DSCR) loan is a type of financing that provides numerous advantages to borrowers in Jemison, Alabama. One of the key benefits is that these loans prioritize the property’s income-generating potential rather than personal credit scores, making them ideal for real estate investments.

Demographics: Jemison, Alabama, is a charming small town with a population primarily consisting of middle-class families. The community is known for its friendly atmosphere, strong sense of unity, and diverse cultural heritage. With a growing population of young professionals and families, Jemison offers a vibrant and welcoming environment.

Housing Market: The housing market in Jemison, Alabama, is experiencing steady growth due to the town's appealing location and affordable real estate prices. The market offers a variety of housing options, including single-family homes, townhouses, and apartments, making it attractive to both first-time homebuyers and investors looking to expand their portfolio.

Main Attractions: In addition to its thriving real estate market, Jemison boasts a range of attractions that appeal to residents and visitors alike. From scenic parks and recreational areas to local boutiques and restaurants, there is no shortage of things to see and do in this charming town. Whether you enjoy outdoor activities or exploring cultural landmarks, Jemison has something for everyone.

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