DSCR up to 8 units in Joshua Tree, CA

DSCR loan in Joshua Tree, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Joshua Tree, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Joshua Tree, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Joshua Tree, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Joshua Tree, CA real estate investors have you covered.

Investment Opportunities in Joshua Tree, CA

Benefits of DSCR Loan in Joshua Tree, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for individuals in Joshua Tree, California. These loans help borrowers secure financing for real estate investments by considering the property's income-generating potential rather than personal income, making them especially attractive for income-producing properties.

Joshua Tree, located in Southern California, has a diverse demographic mix that includes artists, retirees, and nature enthusiasts. The town is known for its artistic community, with many residents drawn to its unique landscapes and serene desert environment, creating a unique and inspiring living atmosphere.

The housing market in Joshua Tree has experienced significant growth in recent years, with property values steadily increasing. The market offers a mix of affordable housing options, including single-family homes, vacation rentals, and investment properties, making it an attractive location for both residents and investors.

Main attractions in Joshua Tree include the Joshua Tree National Park, famous for its distinctive rock formations and stunning desert views, making it a popular destination for outdoor activities such as hiking, rock climbing, and stargazing. Additionally, the town boasts vibrant art galleries, music festivals, and cultural events that showcase the area's creative energy.

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