DSCR up to 8 units in Kamay, TX

DSCR loan in Kamay, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Kamay, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Kamay, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Kamay, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Kamay, TX real estate investors have you covered.

Investment Opportunities in Kamay, TX

Benefits of DSCR Loan in Kamay, Texas

DSCR loans, or Debt-Service Coverage Ratio loans, offer several advantages to borrowers in Kamay, Texas. One of the key benefits is that these loans assess the property's ability to generate income to cover debt obligations, providing lenders with a clearer picture of the borrower's repayment capacity.

Demographics in Kamay, Texas, show a small but tight-knit community with friendly residents. The town has a population of around 200 people, with a mix of families and retirees. The area boasts a rural setting, providing a peaceful and close-knit environment for its residents.

The housing market in Kamay offers diverse options, ranging from cozy single-family homes to spacious ranch-style properties. With a relatively stable market, Kamay provides opportunities for both first-time homeowners and real estate investors looking to capitalize on the town's charm and potential for growth.

Main attractions in Kamay include the scenic Lake Wichita Park, which offers outdoor recreational opportunities such as fishing and hiking. Additionally, the Kamay Volunteer Fire Department hosts community events that bring residents together and foster a sense of camaraderie.

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