DSCR up to 8 units in Katy, TX

DSCR loan in Katy, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Katy, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Katy, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Katy, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Katy, TX real estate investors have you covered.

Investment Opportunities in Katy, TX

Benefits of DSCR Loan in Katy, Texas

DSCR (Debt-Service Coverage Ratio) loans offer real estate investors in Katy, Texas, a reliable financing option. These loans provide flexibility with the property's cash flow to meet debt obligations.

Katy, Texas, is a vibrant city with a diverse population of approximately 21,000 residents. Known for its excellent schools and family-friendly atmosphere, Katy attracts homebuyers and investors seeking a high quality of life.

The housing market in Katy is robust, offering a mix of single-family homes, townhouses, and apartments. With a median home value of $300,000, the market is competitive yet offers investment opportunities for those looking to purchase or rent properties.

Katy boasts of numerous attractions, including the Katy Heritage Society Museum, Typhoon Texas Waterpark, and the Katy Mills shopping mall. Residents and visitors enjoy a range of dining options, parks, and entertainment venues in this dynamic city.

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