DSCR up to 8 units in Keller, TX

DSCR loan in Keller, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Keller, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Keller, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Keller, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Keller, TX real estate investors have you covered.

Investment Opportunities in Keller, TX

Benefits of DSCR Loan in Keller, Texas

A Debt-Service Coverage Ratio (DSCR) loan in Keller, Texas provides numerous benefits to borrowers. One of the primary advantages of a DSCR loan is that it allows investors to finance income-producing properties without impacting their personal debt-to-income ratios.

Furthermore, DSCR loans typically offer lower interest rates and longer payment terms compared to traditional residential mortgages. This can result in improved cash flow and better profitability for the borrower.

Moreover, DSCR loans are ideal for real estate investors looking to expand their portfolios in Keller, Texas, as they provide the necessary financial leverage to acquire and develop properties in a competitive market.

Demographics

Keller, Texas, is a vibrant city with a population of approximately 47,213 residents. The median household income in Keller is $142,299, significantly higher than the national average, making it an attractive location for real estate investment.

Housing Market

The housing market in Keller, Texas, is thriving, with a median home value of $429,900. Home values have appreciated by 4.5% over the past year and are expected to continue to rise in the coming years, making Keller a lucrative market for property investors.

Main Attractions

Keller offers a variety of attractions, including the Keller Pointe recreation center, Bear Creek Park, and numerous dining and shopping options in its charming historic Old Town district. Additionally, the city is known for its top-rated schools, making it a desirable location for families and young professionals.

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