DSCR up to 8 units in Kellyton, AL

DSCR loan in Kellyton, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Kellyton, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Kellyton, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Kellyton, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Kellyton, AL real estate investors have you covered.

Investment Opportunities in Kellyton, AL

Benefits of DSCR Loan in Kellyton, Alabama

DSCR loans in Kellyton provide numerous benefits for real estate investors and property owners. One of the key advantages is that these loans focus on the property's cash flow rather than the borrower's credit score, making them more accessible to individuals with less-than-perfect credit. This can open up opportunities for investors to secure financing for properties that may not qualify for traditional loans.

Furthermore, DSCR loans typically offer competitive interest rates, making them a cost-effective financing option for investors looking to maximize their returns. The flexible terms of these loans allow borrowers to tailor the repayment schedule to suit their financial situation, providing added convenience and peace of mind.

Overall, DSCR loans play a vital role in supporting the local housing market in Kellyton, Alabama. By providing investors with a viable financing option, these loans contribute to the growth and development of the real estate sector in the area, ultimately improving property values and stimulating economic activity.

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