DSCR up to 8 units in Kempner, TX

DSCR loan in Kempner, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Kempner, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Kempner, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Kempner, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Kempner, TX real estate investors have you covered.

Investment Opportunities in Kempner, TX

DSCR Loan Benefits in Kempner, Texas

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to borrowers in Kempner, Texas. These loans provide a high level of security to lenders as they ensure that the property's income covers the operating expenses and debt obligations. Borrowers can enjoy lower interest rates and longer repayment periods, resulting in reduced financial burden.

Kempner is a charming town located in Lampasas County, Texas, with a diverse population that includes families, professionals, and retirees. The community boasts a strong sense of camaraderie and pride, making it an ideal place to settle down and invest in real estate.

The housing market in Kempner is currently experiencing steady growth, with a range of affordable options available for first-time buyers and investors alike. The median home price is competitive, and the market offers a variety of housing types, from modern single-family homes to picturesque ranch-style properties.

Some main attractions in Kempner and its surrounding areas include the scenic Mother Neff State Park, which offers hiking trails and picnicking spots, and the lively downtown area with its boutique shops and local eateries. Additionally, residents can enjoy the nearby Fort Hood military base, providing employment opportunities and access to amenities.

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