DSCR up to 8 units in Kent, AL

DSCR loan in Kent, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Kent, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Kent, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Kent, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Kent, AL real estate investors have you covered.

Investment Opportunities in Kent, AL

Benefits of DSCR Loan in Kent, Alabama

DSCR (Debt-Service Coverage Ratio) loans offer several advantages in Kent, Alabama. These loans are known for their flexible terms, lower interest rates, and higher loan amounts compared to traditional mortgage loans. Borrowers can benefit from longer repayment periods and higher chances of approval, making it an attractive option for real estate investments.

The demographics of Kent, Alabama, showcase a diverse community with a mix of professionals, families, and retirees. The town has a strong sense of community, with quality schools and healthcare facilities, making it an ideal place to raise a family or settle down. The cost of living is reasonable, and the crime rate is low, providing a safe and welcoming environment for residents.

In terms of the housing market, Kent, Alabama, offers a range of options from historic homes to modern developments. The market is stable, with steady appreciation rates and a demand for both rental and owned properties. DSCR loans can help individuals looking to purchase or invest in the real estate market in Kent by providing the necessary financial support.

Some main attractions in Kent include its picturesque parks, local museums, and charming downtown area. Residents and visitors can enjoy outdoor activities, cultural events, and shopping and dining experiences. The town's rich history and friendly atmosphere make it a destination worth exploring.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now