DSCR up to 8 units in Kenwood, CA

DSCR loan in Kenwood, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Kenwood, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Kenwood, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Kenwood, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Kenwood, CA real estate investors have you covered.

Investment Opportunities in Kenwood, CA

DSCR Loan Benefits in Kenwood, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for individuals in Kenwood, California. These loans provide flexibility in repayment terms, often allowing for smaller down payments, lower interest rates, and longer repayment periods. Borrowers can access larger loan amounts based on the income generated by the property itself, making it an attractive option for real estate investments.

Demographically, Kenwood is a charming small town nestled in Sonoma County, known for its picturesque vineyards, upscale dining options, and proximity to world-renowned wineries. The town has a mix of residents, from affluent retirees to young professionals, creating a vibrant community atmosphere.

The housing market in Kenwood offers a mix of luxury estates, quaint cottages, and vineyard properties. While prices can be on the higher end, the market is stable, with a strong demand for rental properties due to the town's popularity as a tourist destination and its close proximity to Sonoma and Napa Valleys.

Main attractions in Kenwood include the historic Kenwood Inn and Spa, Jack London State Historic Park, and numerous boutique wineries offering wine tasting experiences. The town's scenic beauty, coupled with its culinary scene and outdoor activities, make it a sought-after destination for visitors and residents alike.

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