DSCR up to 8 units in Kernville, CA

DSCR loan in Kernville, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Kernville, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Kernville, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Kernville, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Kernville, CA real estate investors have you covered.

Investment Opportunities in Kernville, CA

Benefits of DSCR Loan in Kernville, California

A Debt-Service Coverage Ratio (DSCR) loan in Kernville, California offers numerous benefits for potential homeowners and real estate investors. One of the key advantages is the ability to secure financing based on the property's income-generating potential rather than personal income, making it attractive for those with rental properties or commercial investments.

Demographics: Kernville, located in Kern County, California, is a charming town with a population that mainly consists of working professionals, families, and retirees. The community has a mix of residents from diverse backgrounds, creating a vibrant and welcoming atmosphere.

Housing Market: The housing market in Kernville is stable, with a range of affordable options available for buyers. The median home price is competitive, and the real estate market offers opportunities for both first-time homebuyers and seasoned investors looking to expand their portfolios.

Main Attractions: Kernville is renowned for its proximity to the stunning Sequoia National Forest, offering residents and visitors access to outdoor activities such as hiking, fishing, and camping. The town also boasts a historic downtown area with quaint shops, local eateries, and cultural attractions that showcase the area's rich heritage.

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