DSCR up to 8 units in Keyes, CA

DSCR loan in Keyes, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Keyes, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Keyes, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Keyes, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Keyes, CA real estate investors have you covered.

Investment Opportunities in Keyes, CA

Benefits of a DSCR Loan in Keyes, California

Debt Service Coverage Ratio (DSCR) loans offer numerous benefits for borrowers in Keyes, California. Key advantages include lower interest rates, longer repayment terms, and higher loan amounts compared to traditional loans. DSCR loans are ideal for real estate investors looking to finance income-generating properties.

Demographics

Keyes, California, is a vibrant community located in Stanislaus County. With a population of approximately 5,000 residents, Keyes offers a diverse and multicultural environment. The majority of the population consists of working professionals and families, contributing to a rich tapestry of cultural backgrounds.

Housing Market

The housing market in Keyes, California, presents a variety of opportunities for both buyers and investors. The median home price is affordable, making it an attractive location for first-time homebuyers. Additionally, the rental market is strong, providing a steady stream of potential tenants for investment properties.

Main Attractions

Keyes, California, boasts a range of main attractions, including beautiful parks, local eateries, and community events. Residents can enjoy outdoor activities at Keyes Community Park or explore the diverse culinary scene in the area. The town's welcoming atmosphere and tight-knit community make it a desirable place to live and invest.

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