DSCR up to 8 units in King City, CA

DSCR loan in King City, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in King City, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in King City, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in King City, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our King City, CA real estate investors have you covered.

Investment Opportunities in King City, CA

Benefits of DSCR Loan in King City, California

DSCR loans in King City offer competitive interest rates, making them an attractive option for property investors. The Debt Service Coverage Ratio (DSCR) ensures that borrowers have enough rental income to cover mortgage payments, reducing the risk of default.

In terms of demographics, King City is a diverse community with a population primarily made up of Hispanic and Caucasian residents. The city has a growing economy, with job opportunities in agriculture and tourism sectors.

The housing market in King City is stable, with a mix of single-family homes and multi-unit properties available. The median home price is affordable compared to other California cities, making it an ideal location for first-time homebuyers.

Main attractions in King City include the Salinas River National Wildlife Refuge, offering opportunities for outdoor activities such as hiking and bird watching. The local wineries and vineyards also draw visitors interested in wine tasting and scenic views.

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