DSCR up to 8 units in Kingwood, TX

DSCR loan in Kingwood, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Kingwood, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Kingwood, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Kingwood, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Kingwood, TX real estate investors have you covered.

Investment Opportunities in Kingwood, TX

Benefits of DSCR Loan in Kingwood, Texas

DSCR (Debt Service Coverage Ratio) loan in Kingwood, Texas offers various benefits to borrowers. One of the key advantages is that it helps investors secure financing based on the property's income rather than personal income. This can be particularly advantageous for real estate investors with multiple properties or limited personal income.

Demographically, Kingwood, located in northeast Houston, Texas, is known for its strong community spirit, excellent schools, and family-friendly environment. The population is diverse, with a mix of young families and retirees, creating a vibrant and welcoming atmosphere.

In terms of the housing market, Kingwood offers a wide range of housing options from single-family homes to apartments and townhouses. The market is stable, and property values have been steadily increasing over the years, making it a desirable location for both homeowners and investors.

Some main attractions in Kingwood include the vast green spaces and parks, such as the expansive East End Park and the beautiful River Grove Park. Residents can also enjoy shopping and dining at the popular Kings Harbor waterfront area, offering a mix of upscale boutiques and restaurants.

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