DSCR up to 8 units in Kit Carson, CA

DSCR loan in Kit Carson, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Kit Carson, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Kit Carson, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Kit Carson, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Kit Carson, CA real estate investors have you covered.

Investment Opportunities in Kit Carson, CA

Benefits of DSCR Loans in Kit Carson, California

DSCR loans in Kit Carson provide borrowers with several advantages, such as lower risk due to the property's income potential covering the mortgage repayments. This type of loan is ideal for investors looking to finance income-producing properties, offering financial stability and higher approval rates.

Kit Carson, California, is a charming area with a diverse population. The demographics showcase a mix of young professionals, families, and retirees. With a strong sense of community, residents enjoy access to excellent schools, healthcare facilities, and outdoor recreational activities.

The housing market in Kit Carson is booming, with a steady increase in property values. The demand for housing is high, making it a lucrative market for both buyers and sellers. DSCR loans play a significant role in fueling this market growth by providing investors with the necessary financial support.

Some of the main attractions in Kit Carson include its beautiful parks, hiking trails, and local amenities. Residents can explore the historic downtown area, visit artisan shops, and enjoy local cuisine. The vibrant cultural scene and proximity to major cities make Kit Carson an attractive place to live and invest in real estate.

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