DSCR up to 8 units in Kyburz, CA

DSCR loan in Kyburz, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Kyburz, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Kyburz, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Kyburz, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Kyburz, CA real estate investors have you covered.

Investment Opportunities in Kyburz, CA

Benefits of DSCR Loan in Kyburz, California

DSCR loans in Kyburz, California offer numerous benefits for potential homeowners. These loans are particularly advantageous for individuals who may not qualify for traditional loans due to lower credit scores or higher debt-to-income ratios. They provide a more flexible alternative, allowing borrowers to secure financing based on the property's income potential rather than personal income.

Demographically, Kyburz is a small, picturesque town nestled in the Sierra Nevada mountains. With a population of around 175 residents, it offers a close-knit community feel, making it an ideal location for those seeking a quieter, more rural lifestyle. The town's proximity to outdoor recreational activities such as hiking, fishing, and skiing also attracts nature enthusiasts and outdoor adventurers.

In terms of the housing market, Kyburz presents a unique opportunity for buyers looking to invest in a property with income-generating potential. The town's real estate market consists of a mix of single-family homes, vacation rentals, and cabins, providing diverse options for those interested in purchasing property for personal use or as an investment. Additionally, the demand for rental properties in the area creates opportunities for steady rental income.

Some of the main attractions in Kyburz include the scenic beauty of the surrounding Eldorado National Forest, making it a haven for nature lovers. The nearby South Fork American River offers opportunities for rafting and kayaking, while the historic Pony Express Trail provides a glimpse into the town's rich past. Overall, Kyburz offers a unique blend of natural beauty, community charm, and investment potential for those considering a DSCR loan in this idyllic California town.

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