DSCR up to 8 units in La Honda, CA

DSCR loan in La Honda, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in La Honda, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in La Honda, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in La Honda, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our La Honda, CA real estate investors have you covered.

Investment Opportunities in La Honda, CA

Benefits of a DSCR Loan in La Honda, California

Benefits of DSCR Loan:

A Debt Service Coverage Ratio (DSCR) loan provides numerous advantages for borrowers, especially in La Honda, California. These loans are ideal for investment properties as they consider the property's income potential rather than the borrower's personal income.

Demographics:

La Honda, California, is a charming rural community located in the Santa Cruz Mountains. The town has a small population with a close-knit community feel. Residents here value tranquility and nature, making it a perfect place for those seeking a peaceful lifestyle.

Housing Market:

The housing market in La Honda offers a mix of quaint cottages and spacious ranch-style homes. With the implementation of DSCR loans, potential homeowners have more flexibility in financing investment properties, making it easier to enter the real estate market in this picturesque town.

Main Attractions:

La Honda is known for its proximity to beautiful parks and natural reserves. Visitors and residents can enjoy outdoor activities like hiking, biking, and exploring the stunning redwoods of the region. The town also boasts a vibrant arts and cultural scene, with local shops and galleries showcasing the talents of the community.

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