DSCR up to 8 units in La Puente, CA

DSCR loan in La Puente, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in La Puente, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in La Puente, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in La Puente, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our La Puente, CA real estate investors have you covered.

Investment Opportunities in La Puente, CA

Benefits of DSCR Loans in La Puente, California

DSCR (Debt Service Coverage Ratio) loans provide several benefits to borrowers in La Puente, California. One of the main advantages is that these loans are ideal for real estate investors looking to finance income-producing properties. By considering the property's cash flow rather than the borrower's personal income, DSCR loans make it easier for investors to qualify for financing.

La Puente is a diverse community located in the San Gabriel Valley. With a population of around 40,000 residents, the city boasts a rich cultural heritage and strong sense of community. The population comprises a mix of Hispanic, Asian, and White residents, creating a vibrant and inclusive atmosphere.

The housing market in La Puente offers a range of opportunities for both homebuyers and investors. The median home value in the city is $500,000, making it an affordable option compared to neighboring areas. Additionally, the market is stable, with steady appreciation rates and a healthy inventory of properties available for sale or rent.

Some of the main attractions in La Puente include the picturesque Hudson Park, the popular La Puente City Park, and the vibrant La Puente Plaza. These recreational areas provide residents with ample opportunities for outdoor activities, community events, and social gatherings, contributing to the city's high quality of life.

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