DSCR up to 8 units in Ladonia, TX

DSCR loan in Ladonia, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Ladonia, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Ladonia, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Ladonia, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Ladonia, TX real estate investors have you covered.

Investment Opportunities in Ladonia, TX

Benefits of DSCR Loan in Ladonia, Texas

DSCR loans in Ladonia, Texas offer several key benefits to potential borrowers. One of the primary advantages is the ability to secure financing based primarily on the property's income potential rather than personal credit scores. This makes it ideal for real estate investors and property owners looking to expand their portfolios.

Demographically, Ladonia is a small but vibrant town in Fannin County, Texas, with a population of approximately 600 residents. The community is known for its friendly atmosphere and tight-knit community feel, making it an ideal location for individuals and families looking for a peaceful place to call home.

The housing market in Ladonia is diverse, offering a mix of historic homes, modern developments, and spacious rural properties. With the availability of DSCR loans, individuals have the opportunity to invest in various property types, from single-family homes to multifamily units, contributing to the town's overall growth and development.

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