DSCR up to 8 units in Lafayette, AL

DSCR loan in Lafayette, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lafayette, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lafayette, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lafayette, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lafayette, AL real estate investors have you covered.

Investment Opportunities in Lafayette, AL

Benefits of DSCR Loan in Lafayette, Alabama

DSCR (Debt Service Coverage Ratio) loans in Lafayette, Alabama offer numerous benefits for both individuals and businesses seeking financing. These loans provide a more flexible approach to borrowing by focusing on the property's income potential rather than the borrower's credit score, making them appealing for investors and property owners.

Demographics in Lafayette, Alabama show a vibrant and diverse community with a mix of young professionals, families, and retirees. The town has a strong sense of community spirit and offers a welcoming environment for residents and visitors alike, contributing to the overall appeal of investing in property in this area.

The housing market in Lafayette, Alabama is characterized by steady growth and stability, making it an attractive location for real estate investments. The availability of DSCR loans further enhances the market by providing accessible financing options for individuals looking to purchase or develop properties in the area.

Main attractions in Lafayette, Alabama include its picturesque downtown area, historic landmarks, and outdoor recreational opportunities. From local shops and eateries to parks and cultural events, Lafayette offers a diverse range of activities that appeal to residents and tourists, adding to the overall charm of the town.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now