DSCR up to 8 units in Lafayette, CA

DSCR loan in Lafayette, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lafayette, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lafayette, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lafayette, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lafayette, CA real estate investors have you covered.

Investment Opportunities in Lafayette, CA

DSCR Loan Benefits in Lafayette, California

A Debt Service Coverage Ratio (DSCR) loan in Lafayette, California offers numerous benefits for individuals and businesses alike. These loans provide financial flexibility by ensuring that the borrower can comfortably manage their debt obligations while still generating income.

Demographics: Lafayette, California, boasts a population of approximately 25,000 residents. Known for its high standard of living, the city mostly comprises affluent families and professionals attracted by the exceptional schools and a strong sense of community.

Housing Market: Lafayette's housing market is characterized by upscale properties with spacious lots and stunning views of the surrounding hills. The median home value is around $1.5 million, reflecting the city's desirability and strong real estate demand.

Main Attractions: Lafayette offers a variety of attractions, including the Lafayette Reservoir, a popular spot for outdoor activities like hiking and picnicking. The city also features boutique shops, gourmet restaurants, and access to nearby wineries in the scenic Napa Valley.

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