DSCR up to 8 units in Laguna Park, TX

DSCR loan in Laguna Park, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Laguna Park, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Laguna Park, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Laguna Park, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Laguna Park, TX real estate investors have you covered.

Investment Opportunities in Laguna Park, TX

Benefits of DSCR Loan in Laguna Park, Texas

DSCR (Debt-Service Coverage Ratio) loans offer several advantages for property owners in Laguna Park, Texas. With these loans, borrowers can secure financing based on the property's income potential rather than personal income, making it easier to qualify for larger loan amounts.

Additionally, DSCR loans typically have lower interest rates and longer repayment terms, reducing monthly payment obligations and providing better cash flow for property owners. This can be particularly beneficial for commercial real estate investments in Laguna Park, allowing investors to maximize their returns.

Furthermore, DSCR loans offer more flexibility in terms of property types that qualify, making them suitable for various real estate projects in Laguna Park, from multi-family units to commercial buildings. This versatility makes DSCR loans an attractive financing option for a wide range of investors.

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