DSCR up to 8 units in Lagunitas, CA

DSCR loan in Lagunitas, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lagunitas, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lagunitas, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lagunitas, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lagunitas, CA real estate investors have you covered.

Investment Opportunities in Lagunitas, CA

Exploring the Benefits of DSCR Loan in Lagunitas, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for individuals in Lagunitas, California. These loans provide a reliable financial solution that considers the borrower's income, making them accessible even with fluctuating earnings.

In terms of demographics, Lagunitas is a charming small town nestled in Marin County. Its population is diverse, consisting of artists, writers, and professionals who enjoy its laid-back atmosphere and close-knit community.

The housing market in Lagunitas offers a mix of historic cottages and modern homes, catering to different preferences. The area has seen steady growth in property values, making it an attractive place for both homeowners and investors.

Some main attractions in Lagunitas include the stunning Mount Tamalpais State Park, offering breathtaking views and hiking trails. The town is also known for its vibrant arts scene, with local galleries and studios showcasing the work of talented creatives.

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