DSCR up to 8 units in Lake Creek, TX

DSCR loan in Lake Creek, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lake Creek, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lake Creek, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lake Creek, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lake Creek, TX real estate investors have you covered.

Investment Opportunities in Lake Creek, TX

Benefits of a DSCR Loan in Lake Creek, Texas

DSCR loans can be highly advantageous for individuals in Lake Creek, Texas, offering a Debt-Service Coverage Ratio that helps protect borrowers against financial instability. This type of loan considers the property's income-generating potential, making it easier to secure financing even if personal income is lower.

Demographically, Lake Creek is a quaint town with a diverse population. The community is known for its friendly atmosphere and strong sense of unity. The town has a mix of young families, retirees, and professionals, creating a vibrant and welcoming environment.

The housing market in Lake Creek is robust, with a range of properties available to suit different budgets and preferences. From cozy cottages to spacious ranch-style homes, there are plenty of options for buyers. With the help of a DSCR loan, individuals can take advantage of favorable interest rates and flexible repayment terms.

Some main attractions in Lake Creek include the stunning Lake Creek Park, where residents can enjoy picnics, hiking trails, and water activities. The town also boasts a vibrant arts scene, with galleries and studios showcasing local talent. Additionally, Lake Creek is home to charming boutiques and delicious eateries, creating a rich tapestry of experiences for residents and visitors alike.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now