DSCR up to 8 units in Lakeshore, CA

DSCR loan in Lakeshore, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lakeshore, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lakeshore, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lakeshore, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lakeshore, CA real estate investors have you covered.

Investment Opportunities in Lakeshore, CA

Benefits of DSCR Loan in Lakeshore, California

DSCR (Debt Service Coverage Ratio) loans offer a stable financing solution for real estate investors in Lakeshore, California. These loans consider the property's income potential rather than the borrower's credit score, making them more accessible.

Demographics: Lakeshore, California, is a diverse community with a mix of families, young professionals, and retirees. The population is around 20,000 residents, with a median household income of $70,000. The area has a thriving job market with opportunities in tech, healthcare, and tourism.

Housing Market: The housing market in Lakeshore is competitive yet offers a variety of options. The median home price is $500,000, with a steady appreciation rate of 5% annually. DSCR loans provide investors with the leverage needed to capitalize on these market conditions.

Main Attractions: Lakeshore boasts beautiful scenery, with access to Lake California for water activities and hiking trails in the nearby mountains. The town also features charming local shops, restaurants, and cultural events throughout the year.

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