DSCR up to 8 units in Lakeside, CA

DSCR loan in Lakeside, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lakeside, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lakeside, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lakeside, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lakeside, CA real estate investors have you covered.

Investment Opportunities in Lakeside, CA

Benefits of DSCR Loan in Lakeside, California

DSCR loans in Lakeside, California offer several benefits to borrowers. These loans are specifically designed for real estate investments and provide financing based on the property's income rather than the borrower's credit score. This makes them ideal for investors looking to expand their real estate portfolio without overextending their personal finances.

Demographically, Lakeside, California, is a vibrant community with a mix of both young families and retirees. The town has a strong sense of community, with residents enjoying access to good schools, healthcare facilities, and recreational amenities. The area boasts a diverse population, with a growing number of professionals seeking a more relaxed lifestyle outside of the city.

The housing market in Lakeside is currently experiencing steady growth, with property values appreciating steadily over the past few years. The demand for housing in Lakeside is high due to its proximity to San Diego and its picturesque natural surroundings. This makes it an attractive location for real estate investors looking for long-term appreciation and rental income.

Some of the main attractions in Lakeside include the beautiful Lake Jennings, a popular spot for fishing and boating enthusiasts. The town also offers numerous hiking trails, parks, and recreational facilities for residents and visitors to enjoy. Additionally, Lakeside is known for its local farmers' market, providing fresh produce and goods to the community.

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