DSCR up to 8 units in Lakewood, CA

DSCR loan in Lakewood, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lakewood, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lakewood, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lakewood, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lakewood, CA real estate investors have you covered.

Investment Opportunities in Lakewood, CA

The Benefits of DSCR Loans in Lakewood, California

DSCR loans, also known as debt-service coverage ratio loans, offer significant advantages for borrowers in Lakewood, California. These loans are ideal for real estate investors and property owners as they provide a way to finance properties without relying solely on personal credit scores. The primary benefit of a DSCR loan is that the property's cash flow is used to determine the borrower's eligibility, making it easier for investors to secure financing.

Lakewood, California, located in Los Angeles County, has a diverse population with a mix of residential, commercial, and industrial areas. The city's demographics include a strong presence of working professionals, families, and retirees. The vibrant community offers a range of amenities and services, including parks, schools, and shopping centers, making it an attractive location for real estate investments.

The housing market in Lakewood is robust, with a mix of single-family homes, multi-family units, and commercial properties. The city's real estate market has shown steady growth in property values over the years, making it a promising area for property investors. With the availability of DSCR loans, investors have more flexibility in financing their real estate ventures and taking advantage of the city's growing property market.

Aside from its thriving real estate market, Lakewood boasts several attractions that appeal to residents and visitors alike. The city is known for its beautiful parks, community events, and cultural attractions. Lakewood Center, one of the largest shopping malls in the region, offers a wide range of retail and dining options, adding to the city's appeal as a desirable place to live and invest.

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