DSCR up to 8 units in Lamont, CA

DSCR loan in Lamont, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lamont, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lamont, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lamont, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lamont, CA real estate investors have you covered.

Investment Opportunities in Lamont, CA

Benefits of DSCR Loan in Lamont, California

DSCR loans offer numerous advantages for borrowers in Lamont, California. These loans are designed to evaluate the property's income-generating capabilities rather than the borrower's credit score, making them accessible to a wider pool of borrowers.

Demographically, Lamont boasts a diverse population with a strong Hispanic community. The median household income is below the national average, making DSCR loans a favorable option for local residents looking to invest in real estate.

The housing market in Lamont is characterized by affordable properties, making it an attractive option for first-time homebuyers and real estate investors. With the help of DSCR loans, individuals can leverage the market's affordability to build wealth through property ownership.

Main attractions in Lamont include the beautiful Buena Vista Lake, offering recreational activities such as fishing and boating. Additionally, the nearby Sequoia National Forest provides residents with opportunities for outdoor adventures and exploration.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now