DSCR up to 8 units in Lancaster, CA

DSCR loan in Lancaster, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lancaster, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lancaster, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lancaster, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lancaster, CA real estate investors have you covered.

Investment Opportunities in Lancaster, CA

DSCR Loan Benefits in Lancaster, California

DSCR loans offer numerous benefits for individuals and businesses in Lancaster, California. These loans have a higher chance of approval as they consider the property's income potential rather than the borrower's credit score, making them ideal for real estate investors. Additionally, DSCR loans typically have lower interest rates and longer repayment terms, providing borrowers with better cash flow and financial stability.

Lancaster, California, boasts a diverse demographic with a mix of young families, professionals, and retirees. The city's population is around 160,000, with a median age of 32 years. The area is known for its strong sense of community and a range of cultural events and festivals throughout the year.

The housing market in Lancaster is vibrant, with a variety of properties available to suit different needs and budgets. The median home price in Lancaster is around $310,000, making it an affordable option for first-time buyers and investors. The market is experiencing steady growth, making it an attractive location for property investment.

Some of Lancaster's main attractions include the California Poppy Reserve, where visitors can enjoy stunning displays of wildflowers during the spring. The city is also home to the Lancaster Performing Arts Center, offering a range of performances from local and international artists. Additionally, Lancaster is known for its beautiful parks, shopping centers, and outdoor recreational opportunities.

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