DSCR up to 8 units in Laton, CA

DSCR loan in Laton, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Laton, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Laton, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Laton, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Laton, CA real estate investors have you covered.

Investment Opportunities in Laton, CA

The Benefits of a DSCR Loan in Laton, California

A Debt Service Coverage Ratio (DSCR) loan in Laton, California offers numerous benefits to potential homeowners and investors. One of the key advantages is the lower risk associated with these loans due to the emphasis on income generation from the property itself. This can provide a more secure financial option compared to traditional home loans.

Laton, California, with a population of approximately 1,824 residents, is a charming town known for its diverse community. The demographics of Laton showcase a mix of cultures, making it a vibrant and welcoming place to live. The town's median household income is $45,000, offering an affordable living option for many.

The housing market in Laton presents a favorable environment for prospective buyers. With a median home value of $210,000, the real estate market in Laton is relatively affordable and stable. Additionally, the availability of DSCR loans makes purchasing a home in this area even more enticing for individuals looking to invest in property.

While in Laton, visitors and residents alike can enjoy a variety of attractions. From exploring the scenic beauty of Laton Lions Park to experiencing the local culture at the Laton Rodeo, there is no shortage of activities to engage in. The town's rich history and close-knit community further add to its appeal as a residential destination.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now