DSCR up to 8 units in Lebec, CA

DSCR loan in Lebec, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lebec, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lebec, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lebec, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lebec, CA real estate investors have you covered.

Investment Opportunities in Lebec, CA

Benefits of DSCR Loan in Lebec, California

A Debt-Service Coverage Ratio (DSCR) loan in Lebec, California offers numerous benefits to borrowers. This type of loan is commonly used in commercial real estate financing, providing borrowers with a steady income stream to cover debt payments, ensuring financial stability.

Demographically, Lebec, California, is a small town located within Kern County. It has a population of around 1,468 residents. The town has a diverse community with a mix of different age groups, making it a welcoming place for families and retirees alike.

The housing market in Lebec is relatively stable, with a median home value of $237,000. The real estate market offers a variety of housing options, from single-family homes to apartments, catering to different budgets and preferences of potential buyers and investors.

Some of the main attractions in Lebec include the scenic Tejon Pass, which offers stunning views of the surrounding mountains and is a popular spot for outdoor activities such as hiking and camping. Additionally, the town is conveniently located near the Tejon Ranch Commerce Center, providing residents with access to shopping, dining, and entertainment options.

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