DSCR up to 8 units in Ledbetter, TX

DSCR loan in Ledbetter, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Ledbetter, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Ledbetter, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Ledbetter, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Ledbetter, TX real estate investors have you covered.

Investment Opportunities in Ledbetter, TX

DSCR Loan Benefits in Ledbetter, Texas

DSCR loans in Ledbetter, Texas offer numerous benefits for potential homebuyers. One of the main advantages is the ability to secure financing based on the property's income potential rather than personal income. This can be particularly beneficial for investors looking to purchase rental properties or multifamily units.

Demographically, Ledbetter is a small town located in Fayette County, Texas, with a population of approximately 1,000 residents. The community has a rural feel and offers a peaceful environment for those looking to escape the hustle and bustle of city life. Ledbetter is known for its strong sense of community and tight-knit neighborhoods.

In terms of the housing market, Ledbetter offers a diverse range of properties, including single-family homes, ranch-style residences, and vacant land for development. The market is stable, with moderate appreciation rates and affordable housing options compared to larger metropolitan areas. This makes it an attractive location for first-time homebuyers and investors alike.

Some of the main attractions in Ledbetter include the historic Painted Churches of Texas, St. Mary's Catholic Church, and the annual Fayette County Fair. Outdoor enthusiasts can enjoy activities such as hiking, fishing, and birdwatching at nearby parks and wildlife preserves.

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