DSCR up to 8 units in Lincoln, AL

DSCR loan in Lincoln, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lincoln, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lincoln, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lincoln, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lincoln, AL real estate investors have you covered.

Investment Opportunities in Lincoln, AL

DSCR Loan Benefits in Lincoln, Alabama

DSCR loans in Lincoln, Alabama offer numerous benefits for borrowers. One of the key advantages is the ability to secure financing based on the property's cash flow rather than the borrower's personal income. This can be especially advantageous for investors or property owners looking to expand their portfolios.

Demographically, Lincoln, Alabama is a vibrant and growing community. With a population that is diverse in age and background, the town offers a mix of suburban and rural living. The median household income is around the national average, making it an attractive location for those seeking affordable housing options.

The housing market in Lincoln, Alabama is experiencing steady growth, with property values on the rise. Thanks to low interest rates and a strong demand for housing, sellers can benefit from competitive offers and quick sales. For buyers, this means having a variety of options to choose from while still enjoying a favorable market.

When it comes to attractions, Lincoln, Alabama has much to offer. From the serene landscapes of Talladega National Forest to the thrill of Talladega Superspeedway, there is something for everyone. The town also boasts a rich history, with sites like the Bains Gap Civil War Battlefield offering insights into the area's past.

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