DSCR up to 8 units in Lincoln, TX

DSCR loan in Lincoln, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lincoln, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lincoln, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lincoln, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lincoln, TX real estate investors have you covered.

Investment Opportunities in Lincoln, TX

DSCR Loans Benefits in Lincoln, Texas

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for borrowers in Lincoln, Texas. These loans provide competitive interest rates and longer repayment terms, making them a favorable option for financing real estate investments. Additionally, DSCR loans are ideal for borrowers with fluctuating income streams as they focus more on the property's cash flow rather than the borrower's personal income.

Demographics: Lincoln, Texas, is a charming town with a population of approximately 2,500 residents. The area is known for its tight-knit community and welcoming atmosphere. The demographic makeup includes a mix of families, young professionals, and retirees, creating a diverse and vibrant community.

Housing Market: Lincoln's housing market is currently experiencing steady growth, with affordable home prices and low-interest rates making it an attractive location for homebuyers. The market offers a range of housing options, from single-family homes to modern condominiums, catering to various preferences and budgets.

Main Attractions: Lincoln is home to several main attractions, including the historic Lincoln State Park, known for its scenic trails and camping facilities. The town also boasts a thriving arts and culture scene, with local galleries and theaters offering entertainment for residents and visitors alike.

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