DSCR up to 8 units in Lincoln Acres, CA

DSCR loan in Lincoln Acres, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lincoln Acres, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lincoln Acres, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lincoln Acres, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lincoln Acres, CA real estate investors have you covered.

Investment Opportunities in Lincoln Acres, CA

Benefits of DSCR Loan in Lincoln Acres, California

DSCR (Debt Service Coverage Ratio) loans offer several advantages to borrowers in Lincoln Acres, California. They provide a more accurate assessment of the borrower's ability to repay the loan by considering the property's income potential. This can result in higher loan amounts and lower interest rates, making it an attractive option for real estate investors in the area.

In terms of demographics, Lincoln Acres is a diverse community with a mix of families, young professionals, and retirees. The cost of living is relatively affordable compared to other parts of California, making it an appealing location for those looking to buy or invest in property. The population is projected to grow steadily over the coming years, creating opportunities for real estate development.

The housing market in Lincoln Acres is dynamic, with a variety of properties available ranging from single-family homes to multi-unit buildings. The demand for housing is strong, driven by factors such as proximity to San Diego, good schools, and a thriving local economy. This presents opportunities for investors looking to purchase or renovate properties using DSCR loans.

Some main attractions in Lincoln Acres include the scenic Sweetwater River Trail, local parks, and cultural events that showcase the area's rich history. The community has a friendly small-town vibe with easy access to urban amenities in nearby San Diego. These attractions contribute to the appeal of owning property in Lincoln Acres.

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