DSCR up to 8 units in Litchfield, CA

DSCR loan in Litchfield, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Litchfield, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Litchfield, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Litchfield, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Litchfield, CA real estate investors have you covered.

Investment Opportunities in Litchfield, CA

The Benefits of DSCR Loan in Litchfield, California

DSCR loans, also known as Debt Service Coverage Ratio loans, provide numerous benefits for individuals looking to invest in real estate in Litchfield, California. These loans are especially advantageous for investors as they consider the property's potential income, making it easier to qualify for financing.

In terms of demographics, Litchfield is a small town in California with a population of around 3200 residents. The town offers a peaceful and close-knit community, making it an ideal place for families or retirees looking to settle in a serene environment.

As for the housing market in Litchfield, it is characterized by a mix of single-family homes, townhouses, and ranch-style properties. The market is relatively stable, with moderate price increases over the years, making it a suitable location for both buyers and sellers.

Main attractions in Litchfield include the Litchfield Museum, showcasing the town's history, and the nearby Mount Lassen National Park, which offers outdoor recreational activities such as hiking and camping, attracting nature lovers and adventure seekers.

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