DSCR up to 8 units in Livingston, CA

DSCR loan in Livingston, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Livingston, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Livingston, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Livingston, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Livingston, CA real estate investors have you covered.

Investment Opportunities in Livingston, CA

Benefits of DSCR Loan in Livingston, California

DSCR loans in Livingston, California offer numerous benefits to borrowers. One of the key advantages is the ability to secure financing based on the property’s income potential rather than personal income. This can be highly advantageous for investors looking to fund rental properties or commercial real estate ventures.

Demographically, Livingston is a diverse community with a growing population. The town has a mix of young families, professionals, and retirees, creating a vibrant and inclusive atmosphere. The median household income is above the state average, indicating a relatively affluent population.

In terms of the housing market, Livingston offers a range of opportunities for both buyers and sellers. The market is competitive yet stable, with a steady demand for properties. Home prices have been appreciating steadily, making it an attractive location for real estate investment.

Livingston boasts several main attractions, including the Max Foster Sports Complex, a popular destination for sports enthusiasts. The town also has a thriving local dining scene, with a variety of restaurants offering diverse cuisines. Additionally, the proximity to outdoor recreation areas such as Yosemite National Park makes Livingston a desirable place to live.

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