DSCR up to 8 units in Lockeford, CA

DSCR loan in Lockeford, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lockeford, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lockeford, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lockeford, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lockeford, CA real estate investors have you covered.

Investment Opportunities in Lockeford, CA

Benefits of DSCR Loan in Lockeford, California

DSCR (Debt-Service Coverage Ratio) loans offer several benefits in Lockeford, California. These loans are popular among investors as they provide a way to finance income-producing properties without relying solely on personal credit.

Lockeford, California, located in San Joaquin County, boasts a diverse population with a mix of families and young professionals. The area has a strong job market and a growing economy, making it an attractive place for real estate investment.

The housing market in Lockeford is currently stable, with a variety of properties available at competitive prices. The DSCR loan can help investors take advantage of these opportunities by providing flexible financing options and favorable terms.

Main attractions in Lockeford include the Lockeford Historical Plaza, offering a glimpse into the town's rich history, as well as the nearby Lodi Wine Country, known for its vineyards and wine tasting tours.

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