DSCR up to 8 units in Lodi, CA

DSCR loan in Lodi, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lodi, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lodi, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lodi, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lodi, CA real estate investors have you covered.

Investment Opportunities in Lodi, CA

DSCR Loan Benefits in Lodi, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits in Lodi, California. With this type of loan, borrowers can secure financing for income-producing properties without relying heavily on personal income. DSCR loans are based on the property's ability to generate income, making them an attractive option for real estate investors.

Lodi, California, is a diverse city with a population of approximately 67,586. The city boasts a strong sense of community, with a mix of urban and rural features. Residents enjoy a high quality of life, excellent schools, and a range of cultural and recreational activities.

The housing market in Lodi, California, is thriving, with a variety of housing options available to suit different preferences and budgets. The median home price in Lodi is $435,000, making it an affordable choice for homebuyers. The market is competitive, with homes selling quickly due to high demand and low inventory.

Some of the main attractions in Lodi include the Lodi Lake Park, offering opportunities for boating and picnicking. Wine enthusiasts can explore the Lodi Wine Country, known for its vineyards and wineries. Additionally, the World of Wonders Science Museum provides interactive exhibits for visitors of all ages.

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