DSCR up to 8 units in Lodi, TX

DSCR loan in Lodi, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lodi, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Lodi, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Lodi, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Lodi, TX real estate investors have you covered.

Investment Opportunities in Lodi, TX

Benefits of DSCR Loan in Lodi, Texas

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to borrowers in Lodi, Texas. These loans are ideal for real estate investments as they consider the property's income potential more than the borrower's credit score, making them accessible to a wider range of investors.

Demographics in Lodi, Texas, reflect a diverse community with a mix of families, young professionals, and retirees. The population enjoys a peaceful small-town atmosphere with access to nearby urban areas for work and entertainment.

The housing market in Lodi, Texas, is currently robust, with a steady demand for residential properties. Home prices are relatively affordable compared to neighboring cities, making it an attractive location for first-time homebuyers and investors alike.

Main attractions in Lodi, Texas, include picturesque parks, historic landmarks, and vibrant local restaurants. Residents and visitors can enjoy outdoor activities like hiking and fishing, as well as cultural events and festivals that showcase the town's rich heritage.

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