DSCR up to 8 units in Loleta, CA

DSCR loan in Loleta, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Loleta, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Loleta, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Loleta, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Loleta, CA real estate investors have you covered.

Investment Opportunities in Loleta, CA

The Benefits of DSCR Loan in Loleta, California

DSCR (Debt Service Coverage Ratio) loans offer various benefits for individuals looking to invest in real estate in Loleta, California. These loans provide a more accurate assessment of the borrower's ability to pay back the loan by taking into account the property's potential income, making them ideal for property investors.

Loleta, located in Humboldt County, boasts a diverse demographic mix, with a population of around 783 people. The community is known for its welcoming atmosphere and strong sense of community, making it an ideal place for families and individuals looking for a close-knit neighborhood.

The housing market in Loleta is competitive yet offers great opportunities for investors. The median home value in Loleta is $260,000, making it an affordable option for those looking to purchase property. The market is stable and shows potential for growth, making it a prime location for real estate investment.

Main Attractions in Loleta

Aside from its promising real estate market, Loleta offers a range of attractions for residents and visitors alike. The area is surrounded by natural beauty, with access to hiking trails, parks, and stunning coastal views. Additionally, the Loleta Cheese Factory, a local favorite, provides tours and tastings for cheese enthusiasts.

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