DSCR up to 8 units in Loma Linda, CA

DSCR loan in Loma Linda, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Loma Linda, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Loma Linda, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Loma Linda, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Loma Linda, CA real estate investors have you covered.

Investment Opportunities in Loma Linda, CA

Benefits of DSCR Loan in Loma Linda, CA

DSCR (Debt Service Coverage Ratio) loans offer lower interest rates and longer repayment terms compared to traditional loans, making them more affordable for borrowers in Loma Linda, California.

Demographics in Loma Linda show a diverse population with a strong sense of community. With a high number of healthcare professionals due to the nearby Loma Linda University Medical Center, the city enjoys a well-educated and affluent demographic.

The housing market in Loma Linda is competitive yet stable, with a mix of single-family homes, townhouses, and apartments. The city's real estate value has seen a steady increase over the years, offering great investment opportunities for potential buyers.

Main attractions in Loma Linda include the Loma Linda University Church, the renowned Loma Linda University Medical Center, and the beautiful Hulda Crooks Park, offering residents and visitors a blend of cultural, educational, and recreational experiences.

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