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DSCR loan in Lompoc, CA is based on the property's cash flow without the borrower's income verification.
DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Lompoc, CA, and many other cities throughout Texas and the US.
Buy-and-hold investors in Lompoc, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.
If you are looking at a single-family home, condo, townhome, or multiplex, our Lompoc, CA real estate investors have you covered.
Benefits of DSCR Loan: A Debt-Service Coverage Ratio (DSCR) loan in Lompoc, California, provides borrowers with a financing option that considers the property's ability to generate income to cover loan payments. This can be advantageous for investors seeking to purchase income-generating properties as it focuses on the property's cash flow rather than the borrower's credit score. Demographics: Lompoc, California, is a vibrant city with a diverse population. It is home to a mix of cultures and backgrounds, creating a rich tapestry of community life. The city's residents include a blend of families, young professionals, and retirees, contributing to its welcoming and inclusive atmosphere. Housing Market: Lompoc's housing market offers a range of options, from cozy single-family homes to modern condominiums. The city provides affordable housing choices for first-time buyers and attractive investment opportunities for real estate investors. With steady market growth and competitive pricing, Lompoc is a promising location for property buyers. Main Attractions: Lompoc boasts a variety of attractions, including the picturesque Jalama Beach, renowned for its stunning views and outdoor recreation opportunities. The city is also famous for its wine industry, with numerous vineyards and tasting rooms to explore. Additionally, the La Purisima Mission State Historic Park offers a glimpse into California's history and culture.
DSCR Loan Benefits in Lompoc, California
