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DSCR loan in Long Beach, CA is based on the property's cash flow without the borrower's income verification.
DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Long Beach, CA, and many other cities throughout Texas and the US.
Buy-and-hold investors in Long Beach, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.
If you are looking at a single-family home, condo, townhome, or multiplex, our Long Beach, CA real estate investors have you covered.
DSCR loans in Long Beach, California provide numerous benefits to borrowers. These loans are specifically designed for real estate investors and offer a lower risk profile due to the Debt-Service Coverage Ratio requirement, ensuring that investors have sufficient income to cover mortgage payments. Long Beach is a diverse city with a population of over 460,000 residents. The city offers a vibrant cultural scene, beautiful beaches, and a thriving culinary and arts community. The demographics include a mix of young professionals, families, and retirees, making it a dynamic and inclusive place to live. The housing market in Long Beach is attractive for investors and homeowners alike. With a steady increase in property values over the years, investing in real estate in this area can yield high returns. The market offers a variety of housing options, from beachfront condos to historic homes, catering to different preferences and budgets. Some of the main attractions in Long Beach include the historic RMS Queen Mary, the Aquarium of the Pacific, and the picturesque Naples neighborhood with its canals. The city also hosts events like the Long Beach Grand Prix and the Long Beach International Film Festival, offering entertainment options for residents and visitors.
DSCR Loan Benefits in Long Beach, California