DSCR up to 8 units in Loomis, CA

DSCR loan in Loomis, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Loomis, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Loomis, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Loomis, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Loomis, CA real estate investors have you covered.

Investment Opportunities in Loomis, CA

Benefits of DSCR Loan in Loomis, California

A Debt Service Coverage Ratio (DSCR) loan in Loomis, California provides numerous benefits to borrowers. One advantage is the ability to secure financing based on the property's income potential rather than personal income, making it ideal for investors.

Demographically, Loomis is a quaint town located in Placer County with a population of approximately 6,800 residents. The community is known for its small-town charm, family-friendly environment, and high quality of life.

The housing market in Loomis, California is competitive yet offers a range of options from historic homes to modern developments. The median home price is around $600,000, with a strong demand for properties due to the town's excellent schools and proximity to Sacramento.

Main attractions in Loomis include the Flower Farm Café, the High-Hand Nursery & Café, and the Loomis Basin Brewing Company. These spots offer a unique blend of dining, shopping, and entertainment experiences for residents and visitors alike.

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