DSCR up to 8 units in Los Altos, CA

DSCR loan in Los Altos, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Los Altos, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Los Altos, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Los Altos, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Los Altos, CA real estate investors have you covered.

Investment Opportunities in Los Altos, CA

Benefits of DSCR Loan in Los Altos, California

DSCR loans, also known as Debt-Service Coverage Ratio loans, offer a range of benefits for real estate investors in Los Altos. These loans provide financing based on the property's income potential rather than the borrower's credit score, making them ideal for investors with varying credit profiles. Additionally, DSCR loans typically come with competitive interest rates and longer loan terms, allowing investors to secure financing for larger projects while maintaining healthy cash flow.

Los Altos, California, is a vibrant city located in the heart of Silicon Valley. With a population that boasts a high median household income and strong educational background, the city offers a prime demographic for real estate investment. The demand for housing in Los Altos is consistently high, further solidifying its status as an attractive market for property investors.

The housing market in Los Altos is characterized by high property values and a competitive real estate landscape. The city's desirable location, top-rated schools, and proximity to major tech companies make it a sought-after area for homebuyers and renters alike. Investing in Los Altos real estate offers long-term potential for appreciation and rental income, making it a lucrative opportunity for investors seeking a stable market with strong growth prospects.

Some main attractions in Los Altos include the scenic Los Altos Hills, the vibrant downtown area with boutique shops and upscale dining options, and the nearby Los Altos History Museum, which showcases the city's rich heritage. The city's close proximity to outdoor recreational areas like Rancho San Antonio County Park and Redwood Grove Nature Preserve makes it an ideal location for residents seeking a balance between urban amenities and natural surroundings.

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