DSCR up to 8 units in Los Angeles, CA

DSCR loan in Los Angeles, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Los Angeles, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Los Angeles, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Los Angeles, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Los Angeles, CA real estate investors have you covered.

Investment Opportunities in Los Angeles, CA

Benefits of a DSCR Loan in Los Angeles, California

A Debt-Service Coverage Ratio (DSCR) loan in Los Angeles offers numerous benefits to borrowers. One major advantage is that DSCR loans are tailored for income-generating properties. These loans consider the property's cash flow to ensure the borrower can afford the mortgage payments.

Demographically, Los Angeles is a diverse city, known for its rich cultural tapestry and vibrant communities. The city has a population of over 4 million people, representing various ethnicities, creating a melting pot of cultures and traditions.

In the housing market, Los Angeles offers a dynamic landscape with a mix of luxury homes, affordable housing options, and diverse neighborhoods. The demand for housing in LA remains high, making it a competitive market for buyers and investors alike.

Some main attractions in Los Angeles include the iconic Hollywood sign, beautiful beaches like Santa Monica and Malibu, and cultural attractions such as the Getty Center and Griffith Observatory. The city also boasts a vibrant food scene, world-class shopping, and renowned entertainment venues.

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